so I poked around and found many, many tutorials on how to create holga or lomo effects in photoshop. I experimented with a number of them and this one had the most pleasing result. It took a bit of fiddling (especially with the curves) and I think it only works in CS3, but I am very delighted with the holgaesque quality of jumbo here. the bonus being that I actually learned some photoshop terms and actions that were once foreign to me.